Every bit that you save helps! Although saving is not as fun as spending. But saving is a significant task that should be followed to have a healthy life and financial stability. Even if your goals are not that expensive, it is always smart to save! As a consumer, you know how hard it is to be a saver in this modern, stylish, fashionable and technological world where people keep on trying to maintain a high quality of life. The task of saving money when kept at priority could be difficult. Though the good news is, technology provides you with plenty of ways to manage your finances, save the spare change and plan your future financial goals. So let’s jump on to the 6 applications provided by technology to consumers that can help them with their saving goals and boost their savings Qapital Qapital is a financial mobile application developed by Qapital Inc that is designed to motivate users to save money through gamification of their spending behavior. It is intended to encourage its users to save money. The qapital takes the concept of saving money and adds a goal-setting component. The app also offers lessons on the value of saving even small amounts, and explains how doing so can make a big impact in achieving larger goals. Qapital also rounds uneven transactions amounts up to the nearest dollar and puts the difference in an FDIC-insured account. The accounts earn a small amount of interest and do not charge you any fees. Mint Mint is the free money manager and financial tracker app from the makers of Turbo Tax that does it all. It brings together all your bank accounts, credit card bills, and investments so you know where you stand. You can view what you’re spending, where you can try saving money, and simply track your bills in Mint. Adding on to its plus points, Mint also helps you to stay on top of bills as to avoid late payments and their associated fees and penalties, and lend in to develop a budget to maximize the impact of your money and allocate savings, establish an emergency fund, or put money toward retirement while keeping bills current. Acorns Like the Qapital app, Acorns rounds purchases up to the nearest dollar on linked credit and debit cards and automatically deposits the difference into an account. Basically, Acorns is an investing app that lets people automatically invest their spare change by rounding up the purchases they make. Being an investing platform, it allows you to put that money in a portfolio based on your income and goals. The Acorns portfolio is made up of exchange-traded funds that cover the full conservative to aggressive spectrum. The app is free for up to four years for college students and also offers cashback percentages on purchase with partners including Blue Apron and Airbnb. Chime Chime Is mobile and online banking with no hidden fees. Chime app includes a spending account and an FDIC-insured debit card that allows you to securely deposit funds, see transactions, and track spending. Chime also offers automatic savings account that automatically sets aside 10% of every paycheck you deposit. Like, Qapital and Acorns, Chime also includes the option to round up on purchases made with the debit card and have the difference transferred into savings. Digit Digit is an intelligent money management solution that helps you boost your financial health. It saves money easily and manages finances every day based on your income and spending. Digit essentially makes money-saving decisions on your behalf by viewing your current income and expenses and then calculating what you can afford to save. The application analyzes your finances two or three times a week and gives you the ability to earn a 1% saving bonus that is paid every three months. The amount you receive is dependent on the average daily balance in your digit account during those three months. It charges a fee after a 100 day free trial period. You need a Budget You need a budget app that helps you simplify the process of creating a budget so you can spend less time budgeting and more time on earning. So do you have a budget and if you do, when was the last time you updated the same? Though it might sound simple to some, it’s not the case. You need a budget that helps you set your prior month’s earning and spending so your budget changes as your lifestyle does. This application helps you to allocate your income into different categories and encourages you to stick to the plan set up by you. So, if you’ve been struggling through while trying to save or budget, The above-mentioned applications can help you get started by establishing a sound budget to manage your expenses, income and most importantly, to save. Every penny matters!